Credit Risk Analyst

Job title: Credit Risk Analyst
Contract type: Permanent
Salary: $0 - $0
Reference: PR/080625
Contact details: Ping Ping Wong
Contact email:
Job published: November 03, 2021 11:01

Our client is looking for Credit Risk Analyst under its Risk Management Department, a newly created position.


  • Responsible for credit risk assessment, monitoring on loan portfolio and data analysis
  • Executing risk control and control testing
  • Developing and implementing credit scoring models to rate individual customers
  • Drafting, reviewing and implementing credit policies and operating procedures related to risk functions
  • Estimate profit or loss of the portfolio by using different statistical tools
  • Create BRD/Test case and executing UAT for system and data base development related to risk functions
  • Calculating Expected Credit Loss (ECL) in line with HKFRS9 and handling accounting audit inquiries related to ECL calculation
  • Ad-hoc credit-related project 


  • Degree holder in Risk Management or Mathematics or related discipline
  • At least 3-5 years’ of experience in the retail loan credit risk management in the money lending or banking industry
  • Knowledge of using SAS, SQL, Python, VBA
  • Experience of developing statistical model for credit examination
  • Experience of ECL calculation in compliance with HKFRS9
  • Good command of English and Chinese
  • Solid reporting skills by using MS Excel and PowerPoint
  • Client is in the money lending business

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